CALL US: 940-689-9300
CALL US: 940-689-9300
GENERAL LIABILITY
Protect your business from common liability risks and unexpected claims.
GET A QUOTETerms of Service
Effective Date: June 25, 2026
Company Name: All American Insurance Services of Texas, LLC
Website: all-americaninsurance.com
These Terms of Service govern your use of the website, forms, quote requests, client portal, communications, and related services provided by All American Insurance Services of Texas, LLC. By using this website, submitting information, requesting a quote, or communicating with us through the website, you agree to these Terms.
1. Our Role
All American Insurance Services of Texas, LLC is an insurance agency, producer, reseller, or referral provider, as applicable, that assists customers with obtaining information, quotes, applications, and access to insurance products offered by third-party insurance carriers.
We are not the insurance carrier unless expressly stated otherwise. Insurance policies are issued, underwritten, billed, serviced, and administered by the applicable insurance carrier.
2. No Guarantee of Coverage
Using this website, submitting a form, requesting a quote, or speaking with a representative does not guarantee that coverage will be offered, approved, bound, renewed, or remain in force.
No insurance coverage is active unless and until it has been expressly confirmed in writing by All American Insurance Services of Texas, LLC or the applicable insurance carrier, all required applications and documents have been completed, underwriting approval has been granted, and any required premium has been paid.
Do not cancel or change existing insurance coverage until you have received written confirmation that replacement coverage is active.
3. Quotes and Information
Quotes provided through this website or by our representatives are estimates based on the information provided by you and available carrier guidelines. Final premiums, terms, deductibles, exclusions, and eligibility are subject to carrier review, underwriting, rating, payment, and policy issuance.
You are responsible for providing complete, accurate, and current information. Inaccurate or incomplete information may affect pricing, coverage availability, claims, cancellation, or policy validity.
4. Policy Terms Control
Information on this website is provided for general informational purposes only. It may summarize insurance products, coverage options, exclusions, discounts, or services, but it does not modify the terms of any insurance policy.
If there is any conflict between website content and the actual policy, declarations page, endorsements, exclusions, or carrier documents, the issued policy documents control.
5. Licensing and Service Area
All American Insurance Services of Texas, LLC conducts insurance-related activities only in jurisdictions where it is properly licensed, appointed, exempt, or otherwise permitted to do so. Availability of products and services may vary by state, carrier, customer type, risk profile, and underwriting requirements.
Nothing on this website is intended as an offer to sell insurance in any jurisdiction where such offer would be unlawful.
6. No Legal, Tax, or Financial Advice
Information provided through this website is not legal, tax, accounting, financial, or investment advice. You should consult your own professional advisors regarding your specific circumstances.
Insurance recommendations, if provided, are based on the information available at the time and should not be treated as a guarantee that all possible risks are covered.
7. Customer Responsibilities
You agree to:
Provide accurate and complete information.
Review all applications, quotes, proposals, binders, policies, endorsements, invoices, and renewal documents.
Notify us promptly of any changes that may affect your insurance needs or eligibility.
Pay premiums and fees when due.
Follow all carrier instructions for claims, policy changes, cancellations, and renewals.
Maintain appropriate security for any account, portal login, or password issued to you.
8. Claims
Claims are handled by the applicable insurance carrier unless otherwise stated. We may help direct you to the appropriate claims process, but submission of a message, form, or request through this website does not guarantee that a claim has been filed.
You are responsible for following the claim reporting instructions in your policy and reporting claims within the required time period.
9. Fees and Compensation
All American Insurance Services of Texas, LLC may receive commissions, fees, referral compensation, or other compensation from insurance carriers, vendors, or partners in connection with insurance products or services. Where required by law, additional disclosures will be provided.
Any agency fees, broker fees, service fees, or policy fees will be disclosed where required and may be non-refundable unless otherwise stated in writing.
10. Electronic Communications
By using this website or submitting your contact information, you agree that we may contact you by email, phone, text message, client portal, or other electronic means regarding your inquiry, quotes, applications, policies, renewals, billing, claims, or related services.
You are responsible for keeping your contact information current. Electronic communications may not be secure, and you should avoid sending highly sensitive information unless using a secure method provided by us.
11. Text Messages and Calls
By providing a phone number, you authorize All American Insurance Services of Texas, LLC and its representatives to contact you regarding your request or existing relationship with us. Message and data rates may apply. You may opt out of marketing text messages by replying STOP, where applicable.
Opting out of marketing communications does not prevent us from sending service-related communications concerning active quotes, policies, billing, renewals, or claims.
12. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect personal information.
Insurance transactions may require the collection of personal, financial, business, vehicle, property, health, claims, or other sensitive information. We may share information with insurance carriers, wholesalers, underwriters, rating platforms, service providers, regulators, or other parties as reasonably necessary to quote, place, service, renew, or administer insurance.
13. Third-Party Carriers, Vendors, and Links
This website may link to third-party websites, carrier portals, payment processors, document signing platforms, client portals, or other services. We are not responsible for the content, availability, security, terms, privacy practices, or actions of third-party websites or services.
Your use of third-party services may be governed by separate terms and policies.
14. Website Content
All website content, including text, graphics, logos, forms, layouts, images, videos, downloads, and other materials, is owned by or licensed to All American Insurance Services of Texas, LLC unless otherwise stated.
You may use the website for personal or business insurance-related purposes only. You may not copy, scrape, reproduce, distribute, modify, reverse engineer, or exploit website content without our written permission.
15. Prohibited Use
You agree not to use this website to:
Submit false, misleading, fraudulent, or unauthorized information.
Impersonate another person or business.
Attempt to gain unauthorized access to systems, portals, accounts, or data.
Upload malicious code, spam, or harmful content.
Interfere with website operations or security.
Use the website for unlawful, abusive, or deceptive purposes.
16. Testimonials, Reviews, and Marketing Content
Testimonials, reviews, case studies, or examples on this website reflect individual experiences and may not represent all customer outcomes. Insurance results, pricing, savings, and coverage availability vary based on many factors.
Any discounts, savings, or benefits mentioned are not guaranteed unless confirmed by the applicable carrier or written policy documents.
17. Website Availability
We try to keep the website available and accurate, but we do not guarantee uninterrupted access, error-free operation, or that all information is complete, current, or free from typographical errors.
We may update, suspend, modify, or discontinue any part of the website at any time without notice.
18. Disclaimer of Warranties
This website and its content are provided “as is” and “as available.” To the fullest extent permitted by law, All American Insurance Services of Texas, LLC disclaims all warranties, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, non-infringement, and uninterrupted operation.
We do not warrant that the website, forms, emails, downloads, or portals will be free from viruses, errors, delays, or security vulnerabilities.
19. Limitation of Liability
To the fullest extent permitted by law, All American Insurance Services of Texas, LLC, its owners, employees, representatives, vendors, and partners will not be liable for indirect, incidental, consequential, special, punitive, or exemplary damages arising from your use of this website or reliance on website content.
Our liability, if any, shall be limited to the amount paid directly by you to All American Insurance Services of Texas, LLC for the specific service giving rise to the claim, excluding insurance premiums paid to carriers, unless a different limit is required by law.
Nothing in these Terms limits liability that cannot legally be limited.
20. Indemnification
You agree to defend, indemnify, and hold harmless All American Insurance Services of Texas, LLC, its owners, employees, representatives, vendors, and partners from claims, damages, liabilities, costs, and expenses arising from your misuse of the website, violation of these Terms, submission of inaccurate information, violation of law, or infringement of another party’s rights.
21. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on this website with a revised effective date. Your continued use of the website after changes are posted means you accept the updated Terms.
22. Termination of Website Access
We may restrict, suspend, or terminate your access to the website, portal, forms, or services if we believe you have violated these Terms, submitted false information, created a security risk, or used the website improperly.
23. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any disputes shall be handled in the courts located in Wichita Falls, Texas unless another venue is required by law.
24. Contact Information
Questions about these Terms may be directed to:
All American Insurance
1501 Midwestern Pkwy. Suite 111
Wichita Falls, Texas 76302
940-689-9300
Texas License Number: 1610311
Oklahoma License Number: 100296804
CONTACT US
P: 940-689-9300 | F: 940-691-6092
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